Big news for retirees! Social Security payments of up to $5,108 are being deposited as early as March 26, 2025. If you’re among the eligible recipients, your payment could be landing in your bank account within hours.
Whether you’re already receiving benefits or are approaching retirement, understanding your eligibility, payment schedule, and how your benefit amount is calculated is key to maximizing what you’re entitled to.
Who’s Getting Paid on March 26, 2025?
The Social Security Administration (SSA) issues monthly payments based on your birth date. If you were born between the 21st and 31st of any month, then your next payment is due on March 26, 2025.
Those who began receiving benefits before May 1997, or who receive Supplemental Security Income (SSI) along with Social Security, usually follow a different schedule and may already have received their payments earlier in the month.
Maximum Social Security Payments in 2025
The maximum monthly Social Security benefit depends on when you start receiving benefits and your lifetime earnings. Here’s what retirees can receive in 2025:
| Retirement Age | Maximum Monthly Benefit |
|---|---|
| Retired at age 62 | $2,831 |
| Retired at full retirement age (67) | $4,018 |
| Retired at age 70 | $5,108 |
To qualify for the $5,108 monthly benefit, a retiree must have delayed claiming benefits until age 70 and earned the maximum taxable income for at least 35 years.
How Are Benefits Calculated?
Several factors go into determining your monthly Social Security check:
- Lifetime Earnings: The SSA considers your highest 35 years of earnings.
- Filing Age: The longer you wait to claim (up to age 70), the higher your monthly payout.
- Work Duration: Working fewer than 35 years can lower your benefit, as zero-income years are included in the average.
Delaying retirement beyond your full retirement age adds up to an 8% boost per year, which is why some retirees opt to wait for the maximum payout at age 70.
Why Some Payments Are Higher This Year
In 2025, Social Security beneficiaries received a 2.5% Cost-of-Living Adjustment (COLA) to help offset inflation.
This COLA increase automatically boosted monthly payments across all categories—retirees, survivors, and disabled workers—ensuring their benefits stretch further in today’s economy.
Tips to Receive Your Payment on Time
To ensure you receive your payment quickly and without issues:
- Use Direct Deposit: It’s the fastest and safest way to receive your money.
- Keep Your Info Updated: Double-check your bank account and personal details.
- Set Up an Online Account: Manage your Social Security info through your SSA account to avoid any delays or confusion.
When to Expect Your March 2025 Payment
| Birth Date Range | Payment Date (March 2025) |
|---|---|
| 1st – 10th | March 12 |
| 11th – 20th | March 19 |
| 21st – 31st | March 26 |
If you haven’t received your payment by the end of the day, it’s recommended to wait a few business days before taking further steps, especially if your bank has slower processing.
If your birthday falls between the 21st and 31st, and you’re currently receiving Social Security, then your March 26 payment—possibly up to $5,108—should be arriving very soon. With updated benefits and a clear schedule, retirees can confidently plan their finances knowing when help is on the way.
Be sure your information is up to date, and if you’re nearing retirement, now is the time to explore your options for maximizing your future benefit.
FAQs
How do I know how much I will receive in my next Social Security payment?
Log in to your online SSA account to view your estimated benefits, current payment amount, and payment history.
What should I do if I don’t receive my payment on March 26?
Wait at least three business days, then contact the SSA to report the delay and verify your payment details.
Can I still get the $5,108 payment if I retired before age 70?
No, the $5,108 is the maximum benefit for those who retired at age 70 with maximum earnings. Retiring earlier results in a lower benefit.