in 2025, the Canadian government will provide an additional Goods and Services Tax (GST) and Harmonized Sales Tax (HST) credit to offer crucial financial support to low- and middle-income households.
To help ease the strain caused by the rising cost of living, the Canada Revenue Agency (CRA) is issuing these extra payments to eligible Canadians. This added GST/HST credit aims to offset the impact of sales taxes on everyday purchases.
This article outlines the eligibility requirements, payment amounts, and key dates for the upcoming 2025 GST/HST credit payments.
What Is the GST/HST Credit?
The GST/HST credit is a tax-free financial benefit designed to help lower-income individuals and families reduce the burden of sales tax on goods and services.
Issued every quarter, this payment is automatically calculated based on your most recent tax return, with no separate application needed.
In 2025, the federal government is providing an additional payment to help households manage inflation and increasing living expenses.
Eligibility Criteria for the 2025 Extra GST/HST Credit
To receive the additional GST/HST payment in 2025, individuals must meet the following conditions:
| Criteria | Details |
|---|---|
| Residency | Must be a resident of Canada for tax purposes |
| Age | Must be 19 years or older before the payment date |
| Income | Must fall within the income limits based on your 2024 tax return |
| Tax Filing | Must file a 2024 income tax return by April 30, 2025, even with no income |
Note: If you are under 19, you may still qualify if:
- You are legally married or in a common-law relationship
- You are a parent living with your child
GST/HST Credit Payment Amounts for 2025
The amount of the GST/HST credit depends on your family situation and net income. Here are the maximum benefit amounts for the July 2024 – June 2025 period:
| Household Type | Maximum Annual Benefit |
|---|---|
| Single Individual | Up to $519 |
| Married/Common-Law Couple | Up to $680 |
| Each Child Under 19 | Up to $179 per child |
Income Limits for Partial Payments
As your household income increases, the credit amount gradually reduces. Here are the income limits where partial benefits may still apply:
| Household Type | Maximum Income for Partial Credit |
|---|---|
| Single (No Children) | $52,255 |
| Married/Common-Law (No Children) | $55,295 |
| Married/Common-Law (One Child) | $58,295 |
| Married/Common-Law (Two Children) | $61,295 |
2025 GST/HST Credit Payment Dates
The CRA will issue the extra GST/HST credit payments on the following dates:
| Month | Payment Date |
|---|---|
| January 2025 | January 3, 2025 |
| April 2025 | April 4, 2025 |
| July 2025 | July 4, 2025 |
| October 2025 | October 3, 2025 |
If a scheduled date lands on a weekend or holiday, the deposit will be made on the last business day before.
How to Make Sure You Receive Your Payment
To avoid any delays or missed payments, follow these steps:
1. File Your Tax Return on Time
Submit your 2024 income tax return by April 30, 2025, even if you have no income to report.
2. Keep Your Information Current
Ensure your address, marital status, and banking details are up to date with the CRA.
3. Register for Direct Deposit
Enroll in direct deposit through your CRA My Account to receive your payments faster and more securely.
Real-Life Payment Examples
Example 1: Single Individual
- Profile: Alex earns $35,000 annually.
- Benefit: Full credit of $519
- Quarterly Payment: $129.75
Example 2: Married Couple with Two Children
- Profile: Sarah and Ben have a combined income of $48,000 and two children.
- Base Credit: $680
- Child Credit: 2 × $179 = $358
- Total Annual Credit: $1,038
- Quarterly Payment: $259.50
Conclusion
The additional GST/HST credit in 2025 provides much-needed financial support for eligible Canadians facing higher living costs. By understanding the eligibility requirements and ensuring your tax information is filed and updated on time, you can make the most of this helpful, tax-free benefit.
The CRA’s direct deposit and quarterly payment system ensure that accessing your credit is simple and efficient.
Frequently Asked Questions (FAQs)
How do I make sure I receive the GST/HST credit?
File your 2024 tax return by April 30, 2025, and ensure all personal information is current with the CRA.
When are the 2025 GST/HST payments scheduled?
Payments will be made on January 3, April 4, July 4, and October 3, 2025.
Can I qualify if I’m under 19?
Yes, if you are legally married, in a common-law partnership, or are a parent living with your child.
Do I need to apply for the GST/HST credit?
No, the credit is automatically calculated based on your filed tax return.
Is the GST/HST credit taxable?
No, it is a tax-free payment and does not affect your taxable income.
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