Welcome to STOWW – Social Security Trends, Overseas Welfare & Wealth Watch. Before using our website, please carefully read this disclaimer. By accessing or using our website, you acknowledge and agree to the terms outlined below.
General Information Only
The content on STOWW is for informational and educational purposes only. We strive to provide accurate and up-to-date information regarding social security, retirement benefits, global welfare programs, and rare coin valuations. However, we do not guarantee the completeness, accuracy, or reliability of the information presented.
The information published on this website should not be considered financial, legal, or professional advice. We strongly recommend consulting a qualified financial advisor, attorney, or government representative before making any decisions related to social security benefits, pensions, financial planning, or rare coin investments.
No Government Affiliation
STOWW is an independent news and information website. We are not affiliated, associated, endorsed, or connected with any government agencies, including but not limited to:
- Social Security Administration (SSA) – United States
- Canada Pension Plan (CPP) – Canada
- Centrelink – Australia
- South African Social Security Agency (SASSA) – South Africa
Any references to government programs, policies, or regulations are provided for informational purposes only. For official updates and accurate details, please visit the respective government websites.
Accuracy and Changes
We make every effort to ensure our content is accurate and up to date. However, government policies, benefits, and financial markets can change frequently. We do not guarantee that the information on this website will always reflect the most recent developments.
STOWW reserves the right to modify, update, or remove content at any time without notice. Users are responsible for verifying any information they rely on.
Third-Party Links and Advertisements
Our website may contain links to third-party websites for additional resources, references, or advertisements. These links are provided for convenience only, and we do not endorse, control, or take responsibility for the content, privacy policies, or security of external websites.
Users should review the terms and conditions of any third-party site they visit from our website. STOWW is not responsible for any losses, damages, or issues that may arise from interactions with third-party services or advertisements.
Financial and Investment Disclaimer
STOWW may feature content related to rare and valuable coins, including pricing trends, investment tips, and market insights. However, we are not professional numismatists, appraisers, or investment advisors.
The valuation of coins and collectibles is highly subjective and fluctuates based on market demand. We do not buy, sell, or authenticate any coins. Users are encouraged to seek professional coin grading services and appraisers before making investment decisions.
Limitation of Liability
STOWW and its authors shall not be held liable for any losses, damages, or consequences resulting from the use of this website, including but not limited to:
- Financial or investment losses
- Misinterpretation of government policies
- Errors, omissions, or outdated information
- Reliance on third-party links or advertisements
By using our website, you acknowledge that you are solely responsible for verifying the information provided and making independent financial, legal, and investment decisions.
Contact Us
If you have any questions regarding this disclaimer, feel free to reach out:
Email: [email protected]
We appreciate your trust in STOWW as a reliable source of social security trends, global welfare insights, and rare coin knowledge.